IBrisk Consultancy Services referred to as we are committed to protecting the privacy and security of
your personal information. This Privacy Policy outlines the types of personal information we collect,
how we use it, and the measures we take to ensure its security, processing, storage, retrieving,
disclosure, or transfer of your information, including personal information and sensitive personal data
or information that we may receive during provision of our services.
The collection, use, processing, storage, retrieving, disclosure, or transfer of your information,
including personal information and sensitive personal data or information (collectively,
"Information") will be in accordance with this Privacy Policy and as required or permitted under
applicable laws, including but not limited to the Information Technology Act, 2000 and the rules
framed thereunder, as may be amended from time to time ("IT Laws") and the regulations, directions,
circulars, guidelines or other mandates issued by the Reserve Bank of India ("RBI") and as applicable
to the services (collectively, "Applicable Laws").
We may collect the following types of personal information from our customers who have engaged us to provide collection of loans issued to its users and related services: Contact information (name, address, phone number, email address and any other information that is relevant which you may have provided to the loan provider), Financial information pertaining to your loan account (loan details, payment history, Identification information (government-issued ID numbers).
We use the collected information for the following purposes:
To communicate with you regarding loan repayment and related matters.
To process and manage loan payments and collections.
To comply with legal and regulatory requirements in relation to the services that we provide to our
customers.
We may share your personal information with:
Our affiliates and partners involved in the loan collection process.
Legal or regulatory authorities as required by law or upon their request.
Service providers who assist us in operations (with necessary confidentiality and information security
related agreements in place)
Your Information will primarily be stored in electronic form however certain data can also be stored in physical form. We may enter into agreements with third parties to store or process your Information or data. These third parties may have their own security standards to safeguard your Information or data and We will, on reasonable basis, require such third parties to adopt reasonable security standards to safeguard your Information. We take appropriate security measures to protect your Information from unauthorized access, alteration, disclosure, or destruction.
We shall not retain your Information if it is no longer required by Us and there is no legal requirement to retain the same. Do note that multiple legal bases may exist in parallel, and We may still have to retain certain Information as may be required for audit purpose and/or in accordance with applicable law.
You have the right to:
• Access and review your personal information held by us.
• Request correction or deletion of inaccurate or outdated information.
• Object to the processing of your personal information.
We do not knowingly solicit or collect Information from children under the age of 18 years. Services of the Agency is only available for persons who can enter into a legally binding contract under Applicable Laws.
We may update this Privacy Policy periodically. Any changes will be posted on our website with the effective date.
If you have any questions or concerns regarding this Privacy Policy or the handling of your personal information, please contact us at PRABAKARAN.V 9884012515 PROPRIETOR –IBRISK CONSULTANCY SERVICES By using our services, you agree to the collection and use of your information as outlined in this Privacy Policy.